Retail 2017-11-20T23:23:26+00:00


Totally frictionless onboarding of online and in-branch retail deposit accounts

Frictionless onboarding is essential for FIs that want to foster lifetime customer relationships. Legacy platforms make this challenging because while they may support internal processes, they don’t meet the high digital expectations of today’s consumer.

Successful onboarding requires a nimble platform that will:

  • offer the streamlined, digital experiences that customers want and expect
  • integrate with existing systems to support front, middle and back office processes
  • integrate with new APIs and technologies to support continued innovation 

This is exactly what our Retail Banking module delivers.

As an account opening solution, it ticks every regulatory and consumer expectation box. It’s also driven by an API strategy that brings together multiple solutions, making key integrations both simple and cost-effective for our clients. It’s a comprehensive omni-channel solution that makes onboarding fast, paper-free and frictionless both in-branch an online.

Module Features

Driven by our API strategy, this module is continually innovating, with compliance, security and UX features delivered on a quarterly release schedule. 

  • Integration with Technicost loan origination platform allows for onboarding and cross-sell via lending.

  • eSignLive™ integration makes the process paperless.

  • Integration with Envestnet | Yodlee provides added verification, seamless EFT and pre-authorized payments for account switching.

  • Key growth drivers such as customer loyalty, referrals, reputation and brand equity are quantifiably impacted. 

  • cumulus can be fully integrated with your banking system and deployed in as little as four weeks.

Great digital solutions are essential to growing and diversifying in a competitive industry like financial services. thirdstream is a true Canadian success story making waves throughout the fintech arena. We are grateful to have their expertise and knowledge on our side as we continue to innovate in the digital space.

Don Coulter, President and CEO, Coast Capital Savings