WFCU Credit Union Introduces XpressPay™ – Revolutionary Instant Financing Solution


Monday, April 1, 2019  Today, WFCU Credit Union (WFCU) is excited to announce the launch of its industry leading, new point-of-sale lending solution called XpressPayTM. The next step in direct to consumer loans, XpressPay’s easy financing and instant credit decisions provides consumers access to instant loans to pay for their purchases online or in-store; while also providing businesses and service providers a risk-free way to drive higher sales volumes and increase customer loyalty.

XpressPay enables a wide range of businesses and service providers including retail, automotive repair, healthcare, fitness and more with an alternate payment option; allowing customers to finance their purchases on the spot knowing that WFCU will provide the consumer with instant, hassle-free credit while paying the merchant directly through XpressPay in real time to complete the transaction.

For consumers, XpressPay’s on-the-spot approval for funding, convenient and affordable monthly payments, and low interest rates provides a more cost-effective way of making large or unexpected purchases. In addition, borrowers have the peace of mind knowing their loan is 100% funded by a financial institution that has been serving Ontarians for over 77 years.

XpressPay helps meet the growing demand for targeted borrowing by consumers and provides businesses with a new, simple and effective way to help them expand their credit offerings and help build engagement with their customers,” says Eddie Francis, President and CEO, WFCU Credit Union, adding, “Our goal is to offer consumers and merchants the widest range of products we can. By offering XpressPay we are furthering our commitment to innovation and providing a product that benefits both the merchant and the consumer.”

Using a leading online and point-of-sale lending technology platform, WFCU is able to adjudicate and directly fund loans instantly through immediate, real time adjudication, verification and account opening; businesses and service providers benefit by increasing sales without the worry of credit risk.

Unlike other providers that depend on various different parties to on-board, adjudicate and fund their deals, XpressPay is unique in that it is WFCU from start to finish,” explained Marty Gillis, Chair, WFCU Credit Union Board of Directors. “The consumer is on-boarded, adjudicated, approved and instantly funded completely by WFCU Credit Union.”

Keith Ginter, thirdstream’s President and CEO, explains, “There is a growing consumer trend in North America to choose purchase-specific lending over revolving debt. XpressPay captures this trend by giving consumers instant access to credit products with a purpose at the point of need.”

XpressPay funding is available for purchases starting at a minimum of $500 and payment plans are flexible with terms ranging from 12 to 60 months.

To learn more about XpressPay visit


2019-08-27T07:06:33+00:00 April 1st, 2019|Categories: news|0 Comments

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